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Is NACAMS Insurance Legit?
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[QUOTE="Ahxmed, post: 280975, member: 4"] [JUSTIFY][SIZE=15px]NACAMS insurance is an insurance company for cosmetologists. It also offers liability insurance for fitness professionals. However, this company has a high complaint index. If you're considering getting insurance from NACAMS, you need to understand a few things. In this article, we'll discuss the complaints filed against NACAMS, what their complaint index is, and whether or not you should sign up for a full-time membership.[/SIZE][/JUSTIFY] [HEADING=1][JUSTIFY][SIZE=15px]NACAMS insurance is a cosmetology insurance company[/SIZE][/JUSTIFY][/HEADING] [JUSTIFY][SIZE=15px]NACAMS insurance is an excellent option for cosmetologists who are looking to protect themselves from lawsuits. The company provides liability insurance for cosmetologists and offers different rates for students and professionals. Policies typically carry a limit of $2 million per occurrence and $3 million aggregate. Moreover, NACAMS insurance is underwritten by Hiscox, a British insurance company that has been in business for over 100 years. The company offers general liability and professional liability insurance, including property damage coverage, and coverage for completed operations and products. It offers coverage for up to $3 million per occurrence and $300,000 for premises. Additionally, it offers free professional websites and discounts on business supplies. NACAMS is a risk purchasing group, and members of the association receive preferential rates and coverage from the group's member companies.[/SIZE][/JUSTIFY] [HEADING=1][JUSTIFY][SIZE=15px]It offers liability insurance for fitness professionals[/SIZE][/JUSTIFY][/HEADING] [JUSTIFY][SIZE=15px]If you work in the health and fitness industry, you need to have liability insurance. It covers injuries to clients caused by your services. These claims can be costly, sometimes exceeding $1 million. You can also be sued for negligence or mistakes. Fortunately, most insurance companies will cover the costs of defending you in a lawsuit. You can also check with the National Academy of Sports Medicine for insurance for your personal training business. They offer professional liability insurance and accident insurance packages to fit your needs. Typical packages are $11 a month, but you can choose extra coverage areas, such as private clients. These packages cover you anywhere, from home to the gym.[/SIZE][/JUSTIFY] [HEADING=1][JUSTIFY][SIZE=15px]It has a high complaint index[/SIZE][/JUSTIFY][/HEADING] [JUSTIFY][SIZE=15px]NACAMS insurance has a high complaint rate because of the company's failure to properly deal with complaints about claims. There have been several instances of fraud or wrongful termination involving the company. One of these cases involved Clostridium difficile, a parasitic fungus. The company's complaint index is an important metric to keep in mind. This index compares the number of complaints filed against companies of a certain size. Companies that have lower complaint numbers have fewer problems than those with high complaint rates.[/SIZE][/JUSTIFY] [HEADING=1][JUSTIFY][SIZE=15px]It offers full-time membership options[/SIZE][/JUSTIFY][/HEADING] [JUSTIFY][SIZE=15px]Whether you're a full-time therapist or an independent contractor, NACAMS insurance provides you with comprehensive liability coverage for your practice. The policy also provides benefits such as identity protection, a free website and product discounts. In addition, NACAMS provides you with 350+ discipline-specific coverage.[/SIZE][/JUSTIFY] [/QUOTE]
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