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[QUOTE="Nova, post: 67599, member: 25067"] In our part of the world, the loan getting process is not easy. In fact they check your background left and right. As they kind of know that they need to have some sort of recurring option. And if you don't have that much ability to pay. I guess they do pay attention to that as well before giving out the loans. I know a lot of people who get loans from their credit cards. And they tend to have hard time paying for it as well. This is because they get more money than they can pay for. Something like this needs to be accounted as well. I'd also say that in order to repay loan you have to keep on saving more. That approach always helps you out in the long run. A lot of people don't know how to do just that. I'd recommend you to increase saving more before applying for the loan. [/QUOTE]
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