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[QUOTE="Donkiz, post: 73002, member: 26238"] The major thing about managing your finance is having financial discipline, there are some people that are reckless in spending to the extent that no matter how much they make on monthly basis, they won't be able to save a dime from it. Being able to streamline your spending by making a budget of your expenses monthly to help you track your spending is very important, but someone that does not have financial discipline will still not be able to differentiate between wants and needs when making a budget and will end up spending more than required. So it's important that we discipline ourselves very well so that we can be able to make better financial decisions. [/QUOTE]
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