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[QUOTE="Alexandoy, post: 72861, member: 25510"] I have 2 savings account with different banks. The first one is with a government bank where my pension is automatically deposited. That is the ATM that I use for my personal spending. The second account is in the biggest bank. That is where my online earnings go. That is also my ATM for emergency funds. Fortunately I have not withdrawn from that ATM yet which means there is no emergency yet and I hope there will be none. It is always my policy to be ready for emergency because I have experienced before that my wife was in the hospital and I had no money for paying the bill. That was such a sad moment for me. [/QUOTE]
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