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Health Insurance
Noncancellable and guaranteed renewable policy
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[QUOTE="Phabbyfundz, post: 159252, member: 49202"] An individual health insurance policy, which stipulates that until the insured reaches a specified age usually age 65 the insurer will not cancel the coverage, increase the premiums or change the policy provisions, as long as the premiums are paid when due. Also known as non cancellable policy. Non forfeiture are the various ways in which a contract owner may apply the cash surrender value even if they are filled may years later. The non forfeiture values are the benefits as printed in the life insurance policy, that the insurers or the insurance company guarantees to the insured if the insured stops paying premiums. A written notice known as the notice of loss is required by the insurance company immediately after an incident or other loss. [/QUOTE]
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