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[QUOTE="Mataracy, post: 142078, member: 28733"] You are correct bro. I will also like to explain some thing further that when one is about to insured his or her property the insurance company will firstly look keenly in to it the contract is the likely risk will not be too much ( they will calculate the risk very well) . After then the insurance will now accept if its good for them. That's where the word offer and acceptance comes up under contract policy. [/QUOTE]
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