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[QUOTE="Alexandoy, post: 66848, member: 25510"] When it comes to finances the lesson I learned is to lower your level of satisfaction. We tend to overspend when we forget about the future such that it is okay to get a small loan that I can pay on payday. But the truth is I can do away with that expense if only I would be lowering my level of satisfaction. It is just sad that I learned that when I am past middle age. I was not really a big spender but just to satisfy myself and also my generosity overpowers me at times. It is like saying that money is controlling me so I changed my lifestyle. Now I can proudly say that I am in full control of my finances that I only spend when it is necessary otherwise the money will stay in my pocket. [/QUOTE]
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