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Overcoming spending temptations when saving money?
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[QUOTE="TOZZIBLINKZ, post: 230292, member: 37528"] [I]Majority of individuals today claim that they are saving their money but once a single temptation comes from either a friend or from within his body that individual lose his guard and falling into the temptation of spending his saving money . That is why me personally , so as to avoid being tempted to use my saving money I usually advised my employers and business managers I work for , to pay me my salary or renumeration not in cash , but rather they should transfer it into my bank account to avoid me looking at the money at all . I also prefer being cashless that is I make use of my ATM when I need cash rather than all the having the cash in my hand . Research and studies have shown that individuals that make use of physical spending of cash and more likely to spend more than individuals that use ATM card to purchase goods . This research and analysis is actually true , and even I myself can testify to that . The introduction of ATM cards in existence have given people the mindset to only buy what they need are not what they do not need . [/I] [/QUOTE]
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Overcoming spending temptations when saving money?
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