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[QUOTE="Alexandoy, post: 105026, member: 25510"] The monthly pension that I receive in my ATM account serves as my emergency fund (together with my online earnings). I am fortunate that I do not have to spend for the daily household needs because my wife is still working with a good salary. Our plan is to have a real estate property that we can rent out when my wife retires. That will keep us liquid until the end of our days. [/QUOTE]
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