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Money Saving
Personal Finance Management: Cutting Spending and Saving Money
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[QUOTE="Mika, post: 335533, member: 29399"] Effectively managing household finances involves two key aspects: cutting your spending and saving money. If your earnings are good you will have to cut your spending on luxury to save money, if you are earning low, you might even have to cut your necessity to save more money. The first step to cut spending begins with distinguishing between necessary spending and unnecessary spending. Rent is necessary spending but your bills in a posh restaurant is unnecessary spending. Identifying necessities like cereal and curbing unnecessary expenses, such as icecreams, enables you to cut your overall spending effectively, thus, facilitating savings, and contributing to a better financial management. [/QUOTE]
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Personal Finance Management: Cutting Spending and Saving Money
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