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Reasons why some persons spend more money than they earn.
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[QUOTE="CALVINDOL, post: 304410, member: 43757"] Obviously majority of individuals spend more money in as much as they earn, and this is possibly due to some setting reasons for example an individual may lack financial literacy which is basically the ability and possibility for him or her to be aware of how to manage his or her wealth. Financial literacy is also important for an individual to learn how to allocate money from his or her income to finance daily activities such as daily spendings of money as well as savings and investments. It is I believe very necessary and important that an individual understands the benefits as well as the importance of him engaging in the business activity of budgeting because that actually helps him to spend less money but yet keep more money. Definition activity of budgeting should be adopted by every individual who seek to sufficiently and adequately manage and happiness throughout his or her wealth. There is a big problem if an individual stopped the financial activity of budgeting. [/QUOTE]
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Reasons why some persons spend more money than they earn.
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