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Personal loan
Short term and long term loans
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[QUOTE="Caramelle, post: 208212, member: 150"] [JUSTIFY]Short-term loans are generally used by businesses to cover temporary liquidity requirements or emergencies. For example, a delay in the collection of its receivables because of widespread lockdowns during the pandemic will likely cause disruptions in its fund management. To solve this, the company may seek short-term loans that can be paid as soon as its collections return to normal or within a few months. Long-term loans are commonly used to fund bigger projects such as plant expansion, acquisition of high-cost equipment, purchase of property, and acquisition of company vehicles. Because they are used to fund asset acquisition activities, their amounts are generally larger than short-term loans. The loan terms usually last for more than a year. If you intend to borrow money, you have to be able to identify your need and find the type of loan that matches it. Once the need has been determined, you can create a list of potential sources and determine which among them provides the most favorable terms and conditions. [/JUSTIFY] [/QUOTE]
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