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Super Busy? Here Are 8 Quick Financial Tips
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[QUOTE="Caramelle, post: 290999, member: 150"] Create a budget and stick to it. Some use budget apps but I am partial to spreadsheet software because you can easily plan ahead and project your cash inflows and outflows for a year. A budget helps you plan your finances and helps ensure that you are spending within your income. It also helps you identify priorities and set money aside for the important things in life. Plant your own food. You can save a lot on food bills and groceries if you can grow simple vegetables and herbs. If you're living in a city, try planting vegetables that can thrive in pots or containers. You can make your own fertilizer out of scraps like fish innards or egg shells. Invest in things that last and appreciate in value. Pay yourself first. You have been working hard, you owe it to yourself. You can start by saving a fixed percentage of your salary, say 10%, to a separate account. You may opt to automate your savings. [/QUOTE]
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Super Busy? Here Are 8 Quick Financial Tips
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