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Disability Insurance
The Importance of Disability Insurance
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[QUOTE="Leah Kelvin, post: 342755, member: 106815"] People often ignore disability insurance which is a crucial component of financial planning. It replaces lost earnings during sections of absence from work as a result of impairment. Being able to meet financial obligations means it helps replace the income you have lost through disability. This keeps up your lifestyle and gives independence in choosing health care without worrying about money. This coverage can reduce anxiety and provide security for a long time for both you and your family members. For employees, independent contractors, and high-income earners, it is important to safeguard their economic well-being. Different types of disabilities insurance like short-term or long-term are designed to cater for different needs. In general, disability insurance is indispensable for securing income when one becomes incapacitated and keeping financially stable. Thus it guarantees peace of mind, control over your finances as well as protecting your future economically. All these are provided by the disabling illness or injury unpredictable risks that are curtailed by Disability Insurance as an essential component of comprehensive financial planning. [/QUOTE]
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The Importance of Disability Insurance
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