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The Retirement Planning Processes
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[QUOTE="Kendy, post: 214055, member: 63869"] There is an adage that strongly posits that, "as you lay your bed, so you lie on it." This is a saying which is more of a fact. Retirement planning should always be a ringing tune as a daily reminder in our daily activities. Government workers have more advantage when it comes to retirement savings but this does not imply that those who are not employed by government cannot plan towards retirement as it is totally impossible to absorb everyone into the government sectors or agencies. There are different ways to map out a retirement plan and one of such ways is by first having the determination and also seeing the need to do so. There are even some government workers that do not depend solely on the contributory pension fund between the government and the workers but they also adopt and strategize their own personal plans through investment and other feasible alternatives while some other government workers start planning when they are very close in approaching retirement, perhaps 3 years to the end or even less, which you would be wondering what investment they had made during the years of civil service. This goes all out to tell us that, in setting out a retirement plan or investment, we have to be more disciplined and intentional. [/QUOTE]
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