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Things to avoid when saving
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[QUOTE="Shaf, post: 281525, member: 25467"] I've had to save money both as an employee person and while being unemployed. It takes different strategies to save successfully. One thing you must keep in mind in both cases is that you can only save conveniently when you have a source of income to pay your bills, because you will definitely touch your savings to cater for your survival if necessary. You should also know how much you earn on average and how much you can comfortably save. If you try to force yourself to save 50% of what you earn just because, you will end up with no savings eventually. Even if it is only 5% you can spare, start with that and work on increasing it over a few months. Another rule is that if you really want to save for a long while, make sure you use a method that does not allow you access to the money until the target is reached. It's easy to borrow money from your savings, but it is not easy to pay back [/QUOTE]
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