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Money Saving
This is how to keep track of your expenses.
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[QUOTE="Deleted member 13140, post: 211298"] I think the best saving money tip you can receive is to know where your money is going, yeap, for those who think its not worth it, think again, have you ever came home and you're like wait what are the things that I bought that reduced my money to this, everyone needs to keep track, am not saying write it down once you buy it, if you can do it then sure do it, but am coming from a different angle. Knowing where your money is going can make it easier to make changes if necessary. For a week or two, use BALANCE's Fritter Finder tool to see where your money is going. But just for those who can't let's see how to keep track of spending. 1. Check your account statements Take inventory of all of your accounts, including your bank account and all of your credit cards, to pinpoint your spending tendencies. Examining your bank accounts will assist you figure out where you're spending your money. 2. Categorize your expenses Begin categorizing your spending. Some credit cards categorize your purchases for you, such as department stores or automobiles. Those Target impulse purchases could end up costing you a lot of money. Or you may discover that you're paying for recurring subscription services that you don't need. 3. Use a budgeting or expense-tracking app Budgeting apps like You Need a Budget and Mint are made for on-the-go money management, allowing you to set aside a specific amount of spendable income each month based on your income and expenses. These applications will work if you're willing to keep track of your purchases, put in the effort, and stay on track with your budget. (These budgeting suggestions can assist you in doing just that.) I think I'll stop here, goodluck. [/QUOTE]
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This is how to keep track of your expenses.
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