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Three things you didn’t know about retirement accounts.
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[QUOTE="Jasz, post: 275045, member: 61772"] 1. You can withdraw money from your retirement plan at any time without penalty If you’re not yet retired, you can take money out of a 401(k) or IRA at any time without having to pay taxes or penalties. If you’re already retired, the same goes for traditional IRAs and Roth IRAs. 2. Your employer may match some of your contributions Your company may contribute money to your 401(k) or other retirement account. That’s called a match and it can be up to 50% of your salary — but only if you participate in the plan. If you don’t participate, then only a portion of the match will apply to your contributions. 3. The value of any investments in your retirement accounts will increase over time The more years you work at a company that sponsors a 401(k) or an IRA, the better those investments will perform over time (and vice versa). This is because each year that passes brings with it more experience and knowledge about how markets work, which in turn leads to better investment returns over time as people who have been working for decades get more experience with investing in stocks. [/QUOTE]
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Three things you didn’t know about retirement accounts.
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