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Tips for Online Loan Applicants
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[QUOTE="iovudima, post: 63344, member: 19002"] LightStream is the online lending division of Truist Bank (a merger between SunTrust and BB&T). According to LightStream, its goal is to offer a simple online loan experience and excellent interest rates to consumers with good credit. Low rates and no fees make LightStream stand out among the competition. Its interest rates start as low as 3.99% on certain types of personal loans, and it offers loan amounts as high as $100,000 to well-qualified borrowers. The SoFi platform offers a variety of online financing options, including personal loans, student loans, and mortgages. SoFi personal loans may work well for borrowers with good credit ratings. Interest rates on SoFi personal loans start at 5.99%. Applicants with good credit and sufficient income who can satisfy SoFi’s conditions may be able to borrow as much as $100,000. Upstart is an online lending platform that works with several different lending partners. The platform uses artificial intelligence and alternative data to help find affordable personal loans for borrowers with fair or better credit ratings. in addition to your credit score, your education, area of study, and job history might help you land a lower interest rate on your loan—possibly as low as 8.41%. According to Upstart, its rates are lower than traditional lenders. Qualified applicants may be able to borrow $1,000 to $50,000. ===========================================Good Luck ! [/QUOTE]
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