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Real estate
Title insurance and why it is necessary
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[QUOTE="Jasz, post: 283087, member: 61772"] Title insurance is one of the most important parts of real estate, and it's an investment that will pay off over time. You do not want to sell your home without it. Title insurance protects you against financial loss in the event a buyer claims he or she has an invalid title to your property. Title insurers are also responsible for investigating and reporting on any problems with the title, such as encumbrances (liens) and mortgages. If you don't have any title insurance, you could lose money if a buyer later claims that someone has an interest in the property who should not be able to sell it to you. Even if this is true, there's no way for you to know without having done your own investigation! Title insurance is available through several different companies depending on your needs (i.e., which states require it). Some companies specialize in only certain types of properties like condos or townhouses; others offer coverage for commercial properties as well. Title companies have names like Guaranteed Title Services, Guaranteed Title Insurance. [/QUOTE]
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Title insurance and why it is necessary
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