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Retirement
Top reasons to save for retirement
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[QUOTE="Jasz, post: 250181, member: 61772"] Saving for retirement is a necessity, but it's also a smart financial move. Here are the top reasons to save for retirement: You'll have money when you need it. When you retire, your income will likely drop. If you don't have enough savings to live on, you may need to rely on Social Security and other sources of income. This can be risky because these sources aren't guaranteed and are subject to change or cutbacks in the future. You can choose your own lifestyle. You may want to travel or pursue other interests after you stop working full time. Retirement savings give you the freedom to do what makes you happy without worrying about paying bills or other expenses that come with daily life. You'll avoid debt as much as possible. Using credit cards and other forms of debt can lead to higher interest rates and late fees that could cost more than the original purchase price over time, which is why it's important not to use them unless absolutely necessary. By saving money now instead of spending it on things like clothes or vacations now, you can pay off any debt faster and keep your finances healthy for the long term. [/QUOTE]
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