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Useful Tips on Retirement Planning
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[QUOTE="Holicent, post: 269083, member: 76163"] [FONT=Verdana]You've decided to retire, but where do you begin? You can start by taking a look at your current financial situation and seeing what needs to be done now. It's important to plan for your retirement as early as possible — this way, you'll know exactly how much money you need and how much time you have left. If you wait too long, it may be too late to make changes that will benefit your retirement. In addition to preparing for retirement, there are many other things that can help make the transition easier. If you're planning on using your pension plan or Social Security benefits, then making sure that those benefits are transferred into an IRA is a good idea. Doing so will allow you to invest in stocks and bonds without having to worry about losing any of your money if something unexpected happens with your employer's pension plan or Social Security payments. As long as the investments are managed properly and kept up-to-date, these types of accounts are generally safe from any major problems or disasters that could occur in the future. Once you've made the decision to retire, it's important that you take action right away so that everything goes smoothly once those days come around.[/FONT] [/QUOTE]
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