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What is the biggest challenges when budgeting?
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[QUOTE="Bookwormlux, post: 221997, member: 25193"] The biggest fear that comes when budgeting your money is realising that you have so much to cater for than you'd have to spend and save at the same time. This is a major reason why we see a lot of people finding it difficult to keep up with their saving habit and not necessarily because they are financially indiscipline, but the fact is that they did not really have enough money to take care of their personal needs and see be able to sustain themselves financially. From my own perspective, is the biggest fear that people encounter during their being able to save or budget money for something else. For someone who has a lot of money and resources by his side it is very easy to go about budgeting or savings but if you are struggling it will be a very very hectic task for you. This is a major reason why individuals out to make sure that they expand their income streams so that they will not completely be reliant on one means when it is obvious that that single means will not do them . Most especially the people who are working for the government, they do not try to expand their income streams, and then budgeting becomes a problem. [/QUOTE]
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What is the biggest challenges when budgeting?
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