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What is the biggest challenges when budgeting?
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[QUOTE="Kendy, post: 224260, member: 63869"] One of my biggest challenges I encounter after placing or making my budget is the fluctuations of market price. There is no single time I have sticked to my budget due to incessant inflation rate. I have the habit of always putting down my needs in a scale of preference, I adopt the economies of opportunity cost as well, where I let go of some wants in order to get my pressing needs. Budgeting had always been a guide because it helps me and my subconscious mind to be aware and guide me on how to spend wisely. There are times I have a little more money to spare, then I might not necessarily work strictly with my budget. There are people who usually find it funny when I write my needs on a paper, they might see it as needless but in the long or short run, most of them rather copied my method and according to them, it has helped the economize and reduce their spending excesses. There are many challenges that comes with budgeting which could be; indecisiveness of a particular product to go for. It could also emanate from the inability to have a financial goal. [/QUOTE]
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What is the biggest challenges when budgeting?
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