- Create or Update Your Retirement Budget.
- Adjust Your Portfolio for Income.
- Learn How Medicare Works.
- Refinance Your Mortgage (Maybe)
- Decide When to Claim Social Security Benefits.
- Determine How You'll Spend Your Time.
What you are saying is planned before years than retirement and not one year before retirement because in work-life everything is going faster than before. Then it is predictable before even 10 years of retirement to everything goes well as you have planned for it.