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What should we do When our earning is not enough for saving ?
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[QUOTE="Kendy, post: 228404, member: 63869"] This is one of the barriers towards effective saving. To save is an action plan which is not everyone that can adopt. I have been in situations where my earnings is not enough to save and to be realistic, it makes it very difficult to save. Even those who are working and earning something substantial, they still find it hard to save. When I was working with a private citadel of learning where the welfare of teachers are not prioritized, I ran into serious debts, which I borrowed for transportation, feeding and other miscellaneous. When the money was finally paid, I would have to clear my debts so I can be free from pressure. It was coupled with frequent deductions and I still had to follow the same process to loan money over again. I decided to quit because if I followed these processes, I would end up living in penury all the days of my life. When it gets so hard that our earnings is not enough to save, the best thing to do is to take up other side hustles to enable us save because the importance of saving money cannot be undermined. Combining jobs and diversifying our skills is the way out. [/QUOTE]
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What should we do When our earning is not enough for saving ?
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