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When do you avoid debt consolidation?
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[QUOTE="cmoneyspinner, post: 254746, member: 25593"] I have used a debt consolidation service. If you have high credit card debt, that's the best way to go. They contact your creditors so that they can stop continuously increasing your balance by adding on more charges for nonpayment and constantly calling you and hounding you about paying; they lump all of your debt into one balance; and they give you a reasonable monthly amount to pay every month. If you follow the plan, you can usually get your debt paid off in a few years. [/QUOTE]
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When do you avoid debt consolidation?
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