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When do you insure a new business?
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[QUOTE="Holicent, post: 260021, member: 76163"] It's a good question, and one that we get asked all the time. The answer really depends on a lot of different factors, including: - How old is the company? -How many employees does it have? -Does it have any existing insurance policies? -What do you want to accomplish by insuring the business? In general, we recommend that new businesses purchase commercial auto insurance for their vehicles in order to protect themselves from claims related to accidents or damage caused by driving around town with their vehicles. It's also important for new businesses to consider purchasing homeowners' insurance as well because most states require it for all businesses regardless of size. If you're starting a business, you'll need to consider insuring it. It's important to get coverage right from the start. Here are other important things to also consider when purchasing insurance for a new business: 1) Does your business have a specific risk? 2) What is your minimum liability coverage? 3) Do you need additional coverage for equipment, inventory or customers? [/QUOTE]
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When do you insure a new business?
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