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Why some persons are not concerned about their financial welfare.
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[QUOTE="Ayuba Ernest, post: 247827, member: 70169"] There are some persons who are not concerned about their financial welfare. They may have a number of reasons for this, including the following: -They may believe that they will never be in a situation where they will need to worry about money -They may be content with the level of financial security they have -They may not understand the importance of financial planning and responsibility -They may be too busy with other things to worry about money Whatever the reason, it is important to remember that financial security is key to a happy and productive life. Everyone should make an effort to be financially responsible, even if they do not have children. Creating a Financial Plan If you want to be financially responsible, the first step is to create a financial plan. This involves assessing your current financial situation and setting goals for the future. Here are two tips for creating a financial plan: Know your net worth. Your net worth is the total value of all your assets minus all your liabilities. To calculate your net worth, simply add up the value of all your assets (property, savings, investments, etc.) and subtract all your liabilities (debts, mortgages, etc.). Knowing your net worth can help you track your progress over time and make better financial decisions. Set financial goals. Once you know your net worth, you can start setting financial goals. These could include saving for a down payment on a house, investing in a retirement fund, or paying off debts. Be realistic when setting goals – it’s important to have a plan that you can stick to! [/QUOTE]
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Why some persons are not concerned about their financial welfare.
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