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Will passive income hurt my credit score?
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[QUOTE="King bell, post: 271251, member: 75687"] Earning money passively is a goal for many people. The idea of earning money without lifting a finger sounds so appealing. However, there are some things you should know before jumping into this idea and getting your hopes up too high. First off, you need to know that earning passive income is not the same as making money working a regular job. When you work at a regular job, you’re working for an employer who pays taxes on your behalf and takes care of any benefits they offer (like health insurance). With passive income, it’s all on you! If possible, take time to understand what taxes will be taken out of your earnings before deciding if passive income is for you. You also need to know that passive income should not be utilized as a second job supplement. It’s meant to be used as a means for you to make money without having to work directly for it. If passive income is your only source of income, don’t think you can live off of it! Your best bet is to rely on your regular income while working on building up a passive income stream that will help you reach financial freedom. As far as credit scores are concerned, they are the same whether or not you actively earn money. If you have credit cards and aren’t making payments on time or aren’t paying them off in full each month, this will affect your scores. [/QUOTE]
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