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Workable ways to stop borrowing
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[QUOTE="Mellorando, post: 205094, member: 37973"] It can be difficult to stop borrowing money when you are cash-strapped. We’ve all been there. Short on cash, deep in debt but a light at the end of the tunnel in the form of a cover-loan to get out of the red and even boost our readies into the bargain. One of the main reasons behind our ever-growing borrowing habit is that most of us live beyond our means. Outgoings are simply overtaking incomings. And it’s getting worse. 1 If you can't afford it without a credit card, don't buy it. 2 Have a fallback emergency fund. 3 Pay off your credit card balances in full. 4 Cut-out the wants, focus on the needs. 5 Everything is better with a budget. ... 6 Do not use your credit card for cash advances. [/QUOTE]
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