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You should keep a good credit score
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[QUOTE="Holicent, post: 248295, member: 76163"] You should keep a good credit score, and it's important to know what it is. A credit score is a number that represents your financial health. The higher your score, the better you're likely to be able to borrow money at a low interest rate. And if you're looking for a job or renting an apartment, having a good credit score can help you get the job or apartment more easily. Here's what you need to know about your credit score: Your credit report determines your credit score. It's calculated using information from at least one of the major credit bureaus, Experian, TransUnion and Equifax and can range from 300-850. Your credit score affects how much you pay for loans and other types of borrowing. For example, someone with a 700+ FICO score can get an auto loan for about 2% interest per year; someone with a 600+ FICO score will pay 4% interest per year on an auto loan; someone with less than 600 may have trouble getting approved for any type of loan at all. [/QUOTE]
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