Yusra3
VIP Contributor
As a student, you're likely on a tight budget. But that doesn't mean you should skimp on breakdown cover for your car - it's an essential protection in case your vehicle unexpectedly breaks down. Here are some tips for finding cheap breakdown cover as a student:
- Look for student-specific policies
Many breakdown providers offer discounted policies aimed specifically at students. These are often much cheaper than standard cover. Companies like RAC, AA, and Green Flag have good student options.
- Consider getting third party only cover
Comprehensive cover includes roadside repair and recovery services plus cover for home starts, onward travel, alternative transport etc. Third party only covers roadside help and recovery, which is sufficient for most students.
- See if you can get a discount by joining a student organisation
Some student unions and organisations have partnerships with breakdown providers and can offer discounted group rates.
- Don't get extras you don't need
Add-ons like key cover or caravan/trailer cover will bump up the price. Stick to basic cover.
- Look for online-only deals
Online providers like Start Rescue and Rescue My Car often offer very competitive rates. But check reviews first.
- Increase your voluntary excess
Choosing a higher excess fee decreases your premiums. As a student you likely won't make many claims anyway.
- Pay annually rather than monthly
Annual premiums are cheaper than paying monthly. See if you can pay for the full year up front.
- Shop around and compare
Get quotes from multiple providers to find the best deal. Comparison sites can help you find cheap quotes quickly.
With some savvy research, you can find breakdown cover that fits your student budget but still provides peace of mind if your car breaks down. Don't get caught out - make sure you have adequate cover in place.
- Look for student-specific policies
Many breakdown providers offer discounted policies aimed specifically at students. These are often much cheaper than standard cover. Companies like RAC, AA, and Green Flag have good student options.
- Consider getting third party only cover
Comprehensive cover includes roadside repair and recovery services plus cover for home starts, onward travel, alternative transport etc. Third party only covers roadside help and recovery, which is sufficient for most students.
- See if you can get a discount by joining a student organisation
Some student unions and organisations have partnerships with breakdown providers and can offer discounted group rates.
- Don't get extras you don't need
Add-ons like key cover or caravan/trailer cover will bump up the price. Stick to basic cover.
- Look for online-only deals
Online providers like Start Rescue and Rescue My Car often offer very competitive rates. But check reviews first.
- Increase your voluntary excess
Choosing a higher excess fee decreases your premiums. As a student you likely won't make many claims anyway.
- Pay annually rather than monthly
Annual premiums are cheaper than paying monthly. See if you can pay for the full year up front.
- Shop around and compare
Get quotes from multiple providers to find the best deal. Comparison sites can help you find cheap quotes quickly.
With some savvy research, you can find breakdown cover that fits your student budget but still provides peace of mind if your car breaks down. Don't get caught out - make sure you have adequate cover in place.
