Difference between general and professional liability?

[Ramolak19]

While both professional and general liability insurance are types of coverage, their functions are distinct. Businesses are shielded from claims relating to property damage, personal injury, and advertising injury resulting from their operations by general liability insurance. Legal fees and third-party claims are covered.

Professional liability insurance, sometimes referred to as errors and omissions insurance, on the other hand, is intended especially for professionals who offer clients services or advice. It shields experts from lawsuits that claim they provided professional services with carelessness, mistakes, or omissions. Professionals including doctors, lawyers, consultants, and architects need to get this kind of insurance.

The kind of risk they cover is where the main distinctions reside. Any ordinary mishaps or injuries that may happen on the property or to protect against a wide range of risks

 

[saoussen5765]

You need a professional to recommend to you what type of insurance is more suitable to your case or that could help you. This is because a normal person does not have the required knowledge to choose on his behalf.