Fullprosp
New member
The big question for you at the moment is how to save money, because your income was affected by the crisis, but you still have to pay all the essential expenses of the month?
Saving money is not usually an easy thing (especially in a difficult period like this), especially for those who have problems even paying their monthly bills and closing the budget.
Although it is not correct from the point of view of financial tranquility, believe me, spending more than you earn is something much more common than it seems.
If you are in this situation, don't despair. There is a solution to your problem, even if it takes doses of effort and discipline.
That is, to avoid remaining in this situation, it is necessary to seek financial education and put into practice attitudes that effectively improve finances.
The good part is that this change in behavior serves to get out of the current situation and also to walk a path of success in your personal financial management.
In this way, we have separated 15 tips to save money that will help you save a portion of your salary every month and thus form a good savings in a short time.
15 tips on how to save money on a daily basis to change your finances
1- Start using a good app to control your finances;
2- Identify and control your fixed and variable expenses;
3- List of expendable items, which will be cut;
4- Pay your bills on time, avoiding interest charges;
5- Be aware when shopping and look for cheaper brands, such as supermarket chains' own brands;
6- Use your credit card intelligently, to accumulate miles, for example;
7- Know the benefits of the credit card that help you save - cashbacks, exclusive discounts, etc;
8- Swap expensive debts for cheaper ones, observing the interest rates charged by the operators;
9- Have goals and establish a monthly amount to save, according to the established goals;
10- Choose how you will save the money. Use digital accounts, which are free.
11- Increase income through profitable talent. Study and focus on your strengths;
12- Understand that saving money is different from saving. Seek investment knowledge.
13- 1% more challenge. Try to improve by something like 1% per month;
14- The 52 Weeks Challenge to Save Money. Challenge yourself to achieve a goal in this time; and
15- Follow economic news and read more about finance so you are not dependent on your bank manager or financial advisors.
