Yusra3
VIP Contributor
Are you drowning in debt? Do you have a lot of things that need to be done, and no way to get them done?
If so, then this is for YOU.
The world has changed a lot in the last few years. You're not going to be able to put your feet up on the couch and watch Netflix forever not when there's so much work left undone and so many bills that need paying. But we don't want you to just sit around feeling sorry for yourself, either.
We know how it feels to feel overwhelmed by your life and its responsibilities. We know how it feels to have all these things on your plate and not enough time or energy to do any of them properly. And we know how it feels when all that stuff starts adding up and pressing down on you like a giant weight and then one day, something happens: You wake up one morning, and suddenly everything seems like too much…and then you realize that there's no way out of this mess without doing something drastic about it (which means we're going to help).
Good news: there's a way.
It might not be easy, but you can find a way to climb out of debt—and it won't cost you your credit score or any of your hard-earned money.
Just follow these steps:
1. Be honest with yourself about the situation you're in. Do you have $1,000 in credit card debt? Are you carrying a $500 balance on a mortgage? Are you living paycheck to paycheck and can't pay off your car loan on time? If so, then this isn't just about money; it's also about your priorities and values and they need to change if you want to get back on track with your finances.
2. Figure out what kind of debt is holding you back (or at least slowing down) from achieving your financial goals and then figure out how long it'll take for that debt to pay off itself if left unchecked. If it takes 5 years for $10,000 in student loans to pay off themselves, does that mean that it'll take 10 years for $20,000 in mortgage payments? .
If so, then this is for YOU.
The world has changed a lot in the last few years. You're not going to be able to put your feet up on the couch and watch Netflix forever not when there's so much work left undone and so many bills that need paying. But we don't want you to just sit around feeling sorry for yourself, either.
We know how it feels to feel overwhelmed by your life and its responsibilities. We know how it feels to have all these things on your plate and not enough time or energy to do any of them properly. And we know how it feels when all that stuff starts adding up and pressing down on you like a giant weight and then one day, something happens: You wake up one morning, and suddenly everything seems like too much…and then you realize that there's no way out of this mess without doing something drastic about it (which means we're going to help).
Good news: there's a way.
It might not be easy, but you can find a way to climb out of debt—and it won't cost you your credit score or any of your hard-earned money.
Just follow these steps:
1. Be honest with yourself about the situation you're in. Do you have $1,000 in credit card debt? Are you carrying a $500 balance on a mortgage? Are you living paycheck to paycheck and can't pay off your car loan on time? If so, then this isn't just about money; it's also about your priorities and values and they need to change if you want to get back on track with your finances.
2. Figure out what kind of debt is holding you back (or at least slowing down) from achieving your financial goals and then figure out how long it'll take for that debt to pay off itself if left unchecked. If it takes 5 years for $10,000 in student loans to pay off themselves, does that mean that it'll take 10 years for $20,000 in mortgage payments? .
