selena1
Verified member
When considering budgeting, financial goal setting is one of those rare activities used by the wealthy and successful who are well used to using the tools available for managing their personal finance online. Information is easy to find because of the breadth of social media platforms and their accelerating usage amongst the money wise. Sometimes the issue is not what you know it's what you do with that knowledge - from Belfast, Ireland to Kuala Lumpur, Malaysia.
Financial Goals can obviously be anything, from short term little goals like saving for a guilty pleasure, through to big goals like becoming debt free, but it can sometimes be a struggle to know what to aim for. Financial goals examples are good places to start when planning personal finance online because they can be copied, emulated or modeled, and since this series is concerned with every aspect of personal finance online, we researched the top financial goals from the wide variety of websites providing insight on personal finance online, and present below the top 5 financial goals examples.
1. Clean Up Credit History
The number one entry in our financial goals examples, is clean up credit history. One of the primary weapons in managing personal finance online is the credit or FICO score. Contrary to myth, there is no single 'score' or 'rating' -these are different calculations by lenders on the basis of how much profit they can forecast from you. Common ways to clean up a personal finance credit history are to check your report from credit reference agencies, change bank accounts, close unused credit card accounts, detach from people you've been linked to in joint borrowings, and ensure you have standard things like a land line and entry on the electoral register. These can all change your profile after 6 months has passed.
2. Create A Workable Budget
The number two entry in our financial goals examples, and one which is particularly relevant to managing personal finance online is to create a workable budget. The central principal in any budget is understanding where all the money goes - specifically, and then making choices and decisions about how to use the available funds - within your means.
there are many personal finance online software tools, budget worksheets, family budget spreadsheets, all available to assist in setting these financial goals.
Financial Goals can obviously be anything, from short term little goals like saving for a guilty pleasure, through to big goals like becoming debt free, but it can sometimes be a struggle to know what to aim for. Financial goals examples are good places to start when planning personal finance online because they can be copied, emulated or modeled, and since this series is concerned with every aspect of personal finance online, we researched the top financial goals from the wide variety of websites providing insight on personal finance online, and present below the top 5 financial goals examples.
1. Clean Up Credit History
The number one entry in our financial goals examples, is clean up credit history. One of the primary weapons in managing personal finance online is the credit or FICO score. Contrary to myth, there is no single 'score' or 'rating' -these are different calculations by lenders on the basis of how much profit they can forecast from you. Common ways to clean up a personal finance credit history are to check your report from credit reference agencies, change bank accounts, close unused credit card accounts, detach from people you've been linked to in joint borrowings, and ensure you have standard things like a land line and entry on the electoral register. These can all change your profile after 6 months has passed.
2. Create A Workable Budget
The number two entry in our financial goals examples, and one which is particularly relevant to managing personal finance online is to create a workable budget. The central principal in any budget is understanding where all the money goes - specifically, and then making choices and decisions about how to use the available funds - within your means.
there are many personal finance online software tools, budget worksheets, family budget spreadsheets, all available to assist in setting these financial goals.
