Augusta
VIP Contributor
One thing I try not to indulge in is borrowing. I see a lot of people get embarrass by their lenders and I wish never to see myself in such position. A lot of borrowings are unnecessary if proactive steps are taken already. The following tips can help you live above debts
- Save and save: this tip can’t be over-emphasized. You need to save today to have money to spend tomorrow
- Only indulge very necessary things. Leave spending on frivolities
- Avoid impulse buying, buying what was never in your plan it will hurt your pocket
- Buy big things after planning for it for a while
- Lend your money with agreement written on black and white