A lot of people take out loans for their startups. Moreover, many experienced businessmen don't recommend investing personal money in your own business. I took a personal loan from OneMain. It offers fixed rates and fixed payments. You can address the onemain financial customer service
by link if needed. Yes, taking a loan is risky, but it is worth it. If you have doubts, you can try looking for an investor first. And in case you don't succeed, only then get a loan.