Moni2402
Active member
Having a plan to save money is essential, but that is not the only important thing for your bank account to grow and improve your national economy.
For this you must follow some steps:
-Control your expenses: earning money costs a lot, but when you have it in your account, money flies, what if?
The first step to start saving is to control your expenses in detail.
If you don't know exactly how much you're spending and on what, it's impossible to optimize savings. Therefore, it is necessary that you spend at least 2 or 3 months recording absolutely all your expenses in an excel spreadsheet.
It may seem like a lot of work, and it is. The answer to how to save money is not to apply some magic tricks, it takes effort.
Nothing good is easy.
Once you have all your expenses for a month, you can group them into categories for an overview and sort them by priority.
The best way to save is to eliminate unnecessary expenses, those that do not contribute much.
- Set your savings priorities: for someone going out to dinner once a week can be essential and for others it may be silly, but going to an expensive gym is a must.
All positions are equally respectable, what is not possible is that everything is a priority.
It is not about eliminating all the little pleasures and living like a poor person, but about moderating expenses and not living like a rich without being rich.
For this you must follow some steps:
-Control your expenses: earning money costs a lot, but when you have it in your account, money flies, what if?
The first step to start saving is to control your expenses in detail.
If you don't know exactly how much you're spending and on what, it's impossible to optimize savings. Therefore, it is necessary that you spend at least 2 or 3 months recording absolutely all your expenses in an excel spreadsheet.
It may seem like a lot of work, and it is. The answer to how to save money is not to apply some magic tricks, it takes effort.
Nothing good is easy.
Once you have all your expenses for a month, you can group them into categories for an overview and sort them by priority.
The best way to save is to eliminate unnecessary expenses, those that do not contribute much.
- Set your savings priorities: for someone going out to dinner once a week can be essential and for others it may be silly, but going to an expensive gym is a must.
All positions are equally respectable, what is not possible is that everything is a priority.
It is not about eliminating all the little pleasures and living like a poor person, but about moderating expenses and not living like a rich without being rich.