Kola Dimitry
Member
These are the advantages of Purchasing Comprehensive vehicle insurance include and exclude:
- Destruction from falling objects or missiles
- Fire incidents
- Theft
- Vandalism
- Flood waters
- Glass damage (such as a broken windscreen or dashboard)
- Damage suffered from hitting animal
- Damage suffered because of serious weather or natural disaster -- for example wind storm, storm, tornado, etc.
- Damage to 3rd party.
- Without having comprehensive coverage, a vehicle insurance policy claim can not be made if your own personal vehicle receives damage that is not really due to accident. For highly valued cars, this kind of insurance plan is desirable as an extra protection.
- Loss caused by conflict, nuclear risk.
- 3rd party Vehicle Insurance
- Wear and tear, of a automobile
- Depreciation
- Destruction caused because of intoxicated driver or driving under the influence of drugs.
- Mechanical breakdown or Electrical
- Damage to car tyres. On the other hand if the vehicle is damaged at the same amount of time, the liability of the company will be limited to 50 PERCENT of the replacement expenses.
- Damage triggered by an individual driving with no valid license.
Last edited: