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I agree with that Mika. In fact, I don't have a credit card. I used to have one before but I decided to close it after a colleague borrowed it and bought a mobile phone using it. After that incident, I decided to stop using a credit card. I paid all my balance and closed my account...

Hi Mertayasa! I am from the Philippines and the app I am using is available locally. Though I also know that there are saving apps available worldwide. But you can first make a research if there is a local app from your country. It would be more convenient if we use something from our place.

Among the things you mentioned, I am only engaging in one, that is Crypto investment. But knowing the risk and considering that I am a conservative investor, I only place a small amount and when the price went up, I decided to withdraw my initial investment. So what I have in my balance as of...

I am currently working towards the payment of my loans. My goal is to have them fully-paid and concentrate in business and investment. I need to support my children in their studies so I have loans from different institutions. Because of these loans, my net take home pay had suffered. So as of...

Just recently, the bill lowering the mandatory retirement age to 56 has already been approved in its 3rd reading. For the information of our friends here, in our country, the mandatory retirement age for government workers is 65 and optional age is 60. We all want to spend more time with our...

I used to have a blog and I know how difficult it is to maintain it. Writing is not enough. We need to consider other factors as well such as, the design of our blog, SEO, marketing and other things necessary so that we can be assured that we can earn from it. Yes, time is one of the most...

That's a good activity. But we need to consider our location. Our region is a place in the country where typhoons frequently visit. I mean, there is no year that we haven't visited by typhoon. You know banana can easily be damaged by slight wind. But as you said, this type of banana you have in...

Hi sincerem! Yes, I also heard about that app somewhere and I read good reviews about it. Though, I am limiting myself to one app and I chose the one which serves those from our country. This would allow me to closely monitor my activities considering that I have a very limited time. I don't...

I also believe that having an online business is a good thing to pursue as it promises a income. We can even consider having a passive income with proper strategy. However, just like any other businesses, it is imperative that we have enough capital in order to get a good return. Our internet...

Hi arunima25! Yes, I think one good example Google. It's main company is Alphabet Inc. Another example I can give here is a company in our country, SM Investments Corporation. There are various businesses under this company such as SM Malls, BDO Bank and China Bank. Nestle, another company has...

This was one of my favorite wallet because I can request small payments from my bitcoin sites and pool the funds before I transfer those to my local wallet. However, when they increase their transaction fees, I stopped using the site. I also decided too quit using bitcoin faucets where I used to...

I'm sorry to know that, Alexandoy. I am very careful when buying a laptop. Well actually, we have supply in our office but I prefer buying my own because I want to have a fast processing unit. I have my current laptop for almost 4 years and honestly, it is starting to lag so I am contemplating...

I used to save using a piggy bank but I recently switch to saving using an online app. For me, it doesn't really matter what medium we use for saving. We can use the traditional way or the modern method. The only thing we need to change is our attitude. If we are not disciplined enough, we won't...

According to Dr Maxwell Maltz, it can take 21 days to build a habit and 90 days to make it a permanent lifestyle. So, the best way to save more is to make it more than a habit but a lifestyle. I believe I already cross the habit forming stage in so far as saving is concerned because I started...

You have nicely written article concerning naming a company. However, from what I understand, a company name and a brand name are two different things. Basically, company name is that one we use for our legal documents, while the brand name is the one we want to be known for. I believe, we can...

Thank you for appreciating my reply, Bookwormlux. You know, I believe that if the current education system will include farming methods and techniques in the school curriculum, I think many people will appreciate the need to learn about this activity. This is one of the things that we should...

Thank you for the additional information to support this premise, Alexandoy. Prior to this pandemic, I was sharing 1 Dollar for food because the prices of commodities back then was a little cheaper. However, this year, they are already collecting 2 dollars for lunch. This amount is somehow...

I also used WordPress when I was actively blogging and yes, I used Yoast for my blog. SEO is important in blogging and one of the good things when using WordPress is that we can use plugins for various purposes. I hope I can start blogging again but as of now, I'm afraid I might not able to give...

You are right Alexandoy. Gardening is now the new trend. I am one of those who becomes a fan of gardening recently. I was lucky to find a house with wide yard which allow us to plant different vegetables and flowering plants as well. Yes, I joined several groups about plants. I even watch...

This is the problem with the new generation because when they talk about farming, they don't consider it as a good source of income. The truth is, many farmers are living in poverty. I encountered this issue when I went on an immersion in a place where people's main source of income came from...