Currently, many countries require travelers or immigrants to have travel insurance which provides protection while travelers travel both domestically and abroad. Travel insurance not only offers medical coverage during the trip but also offers additional premiums such as loss of baggage, delays or travel schedule delays, flight cancellations as well as the home that the traveler will leave behind while traveling. Following are several types of travel insurance that travelers should know about:
1. Single Trip Insurance
Single Trip Insurance is intended for travelers who only cover one trip and is valid for a maximum of 180 days, so it is very suitable for people who rarely travel.
2. Annual Trip Insurance
Annual trip insurance is intended for those who travel frequently, both for business purposes and holiday purposes.
3. Individual Travel Insurance
This is a type of personal insurance that is suitable for traveling alone or only applies to one person at a time.
4. Group Travel Insurance
Group travel insurance is suitable for use as a business trip or holiday together, be it office friends, family, etc. The advantages of this insurance will be more economical than buying a policy individually.
5. Based on Travel Purpose
There are also types of insurance based on the purpose of the trip, whether business or leisure, so travelers can choose travel or business destinations. Business premiums will of course be more expensive than tourist premiums.
6. Based on Destination
There are two types of insurance based on the first domestic destination and the second aimed abroad, of course the premium that must be paid abroad will be more expensive.
7. Student Assist
This insurance is intended for students who will continue studying abroad, and as personal protection for them.
8. Hajj and Umrah
For those who live in Islamic countries, there is also travel insurance for Hajj and Umrah. This insurance policy only applies to Hajj and Umrah in one trip.
1. Single Trip Insurance
Single Trip Insurance is intended for travelers who only cover one trip and is valid for a maximum of 180 days, so it is very suitable for people who rarely travel.
2. Annual Trip Insurance
Annual trip insurance is intended for those who travel frequently, both for business purposes and holiday purposes.
3. Individual Travel Insurance
This is a type of personal insurance that is suitable for traveling alone or only applies to one person at a time.
4. Group Travel Insurance
Group travel insurance is suitable for use as a business trip or holiday together, be it office friends, family, etc. The advantages of this insurance will be more economical than buying a policy individually.
5. Based on Travel Purpose
There are also types of insurance based on the purpose of the trip, whether business or leisure, so travelers can choose travel or business destinations. Business premiums will of course be more expensive than tourist premiums.
6. Based on Destination
There are two types of insurance based on the first domestic destination and the second aimed abroad, of course the premium that must be paid abroad will be more expensive.
7. Student Assist
This insurance is intended for students who will continue studying abroad, and as personal protection for them.
8. Hajj and Umrah
For those who live in Islamic countries, there is also travel insurance for Hajj and Umrah. This insurance policy only applies to Hajj and Umrah in one trip.
