I don't use loan app and I don't encourage people to use it except they have alternate ways of repaying the loans borrowed from them. These loan apps are really trying to make sure people are helped in the time of finicial meltdown but their interest at times are somehow high which make their customers for find it difficult to repay the money borrowed. And there are many people as well that do not repay the loans on time as scheduled which makes the loan app to be tarnishing their images.