I don't know what is special with PayPal that makes most people always request for PayPal as payment method apart from countries that it is not accepted. The transaction fees of PayPal is high likewise it has many strict rules and regulations that makes them ban or suspend most account with or without funds.
There are many payment processor in Africa and Nigeria that are doing well that we can use. There payment options is very easy to use as we can transact with them directly with our bank account. In Nigeria alone there are many and more are been created almost every day. The popular ones are opay, kuda, alert from wema bank and many more like that. There are some that don't work as wallet but only work as a payment gateway only like interswitch , flutter wave, and more.
Most of the payment methods that I mentioned only works in Nigeria. But there is one that works in Nigeria and also works in some countries in Africa and few in the rest of the world like USA and uk. It is called chipper. In chipper app, payment can be transfer from a Nigeria user to usa or uk or other Africa countries with ease and very low or no fees.
You are right. PayPal has only be accepted by many big store because it has been the oldest payment processor and it proved to be secure.Actually, there are various reasons why PayPal is accepted by the majority of people and there are many different reasons why people prefer using PayPal. First of all, PayPal is one of the oldest payment method on the Internet. PayPal is so popular because it is considered a secure way to pay and receive money. It is so secure because it does not allow scammers at all and it is restricted to a few developing and developed countries only. PayPal is really popular because it is a reputable and well-established payment system that has dominated the industry for a long time, but this does not mean that other payment processors are not worth it at all!
There are man other payment processors like Payeer, Perfect Money, and cryptocurrencies that are also considered great, too. As far as Africa is concerned, I think that African people should consider using their own local payment processor. Each and every country has its own local payment system. For example, I am from Pakistan and we have EasyPaisa and jazz Cash in here. Similarly, African countries must also have their own payment processors, too. Apart from that, I think that you can also use debit cards like American Express, Visa, and Master card. Debit cards are quite popular payment system.