Yusra3
VIP Contributor
The first thing to remember when negotiating medical bills in collections is that you're not alone. There are many people who have been through the same situation as you, and they can help.
The first step is to get in touch with your insurance company and ask them what they will do with the claim. You may be able to negotiate directly with the insurance company or they may send it to a collection agency. When you contact them, tell them that you'd like to work out a payment plan that would allow you to pay off your debt in full by a certain date or within a certain amount of time. If they don't agree, ask for an alternative payment plan or request more information before agreeing on anything else.
If your insurance company won't work with you, there are other options: negotiating with the collections agency themselves or going through an attorney. No matter what decision you make about how to handle this situation. whether it's working with your insurance company or trying something else. it's important that you don't ignore it completely and hope that it will go away on its own!
The first step is to get in touch with your insurance company and ask them what they will do with the claim. You may be able to negotiate directly with the insurance company or they may send it to a collection agency. When you contact them, tell them that you'd like to work out a payment plan that would allow you to pay off your debt in full by a certain date or within a certain amount of time. If they don't agree, ask for an alternative payment plan or request more information before agreeing on anything else.
If your insurance company won't work with you, there are other options: negotiating with the collections agency themselves or going through an attorney. No matter what decision you make about how to handle this situation. whether it's working with your insurance company or trying something else. it's important that you don't ignore it completely and hope that it will go away on its own!
