Auto Insurance Why You Need Auto Insurance.

[Moni]

As the population continues to grow, more cars and drivers hit the highways with so many vehicles on the road, crashes are inevitable. Automobile insurance can be the difference between a minor inconvenience and major hassle.

But why do we need insurance and just how much should you buy? Auto insurance is required by law in all states and protects you by paying for damage or injury you cause others while driving a car; damage to your car or injury to your passengers in your car from a crash.; and certain other occurrences such as theft and vandalism.

Without insurance, you risk having to pay the full cost of any harm you cause others with your vehicle. Coverage requirement vary by state, but usually include the following :
1. Liability :It pays for damages due to bodily injury and property damage to others for which you are responsible.
Injury protection :This is required in many states. It pays you or your passengers for medical treatment resulting from crash., regardless of who may have been at fault.

 

[btaliat]

Auto insurance is necessary especially if one is driving an expensive vehicle. It is not a new thing that there are some highway robbery and even the presence of more inexperienced drivers has let one be prone to accident on a daily basis. This among others make auto insurance policy necessary.

 

[Alexandoy]

The auto insurance is for the peace of mind that damages to the car will be covered by the insurance policy. However, the comprehensive insurance policy has limitations on the coverage and you have to pay a share in the cost like 20%. But when the car is older than 5 years the coverage of the insurance is just 60% or even lower with some hidden charges.

 

[btaliat]

Auto insurance is somehow complicated if not well examined. I don't even advice anybody to take this insurance policy without having a good broker. For instance, if a third party causes the damage to the insured car, it differs from when the insured causes damage to either another person's car or let say electric pole.

 

[Jamoflondon]

Even without much explanation, one should know the reason why the auto insurance is needed, of course to get your car covered just incase the owner get involved in any loss or damages, I believe this should be considered if you think your car is worth insuring just to avoid losing out

 

[Wisdom01]

Yesh auto insurance is important too , because most times people cars could be posed to risk of fire incidents ,accidents and others ,and when you have an insurance cover for it you would actually worry less about the damage that have occurred to your car too , these are the benefits